Retirement Annuities (Pre-Retirement Savings)
A Retirement Annuity (RA) is a tax-efficient way to build long-term financial security. By investing during your working years, you ensure a stable retirement income.
Key Benefits:
✅ Tax Savings – Reduce your taxable income with tax-deductible contributions
✅ Protected Savings – Funds are locked until retirement (minimum age 55)
✅ Flexible Investments – Choose funds that suit your risk profile
✅ Financial Independence – Secure your future lifestyle
🔍 Start saving today for a worry-free retirement!
Preserve Your Retirement Savings with a Preservation Fund
Once you retire, you need a reliable income stream from your savings. Life and Living Annuities provide flexible options to manage your retirement funds effectively
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Life Annuity – Guaranteed Income for Life
✅ Stable Monthly Income – Never outlive your savings
✅ Market Protection – Income remains steady despite market changes
✅ Spousal Benefits – Ensure financial security for your partner
Best for: Retirees who want guaranteed income for life.
Living Annuity – Flexible Retirement Income
✅ Adjustable Withdrawals – Control how much you take (within limits)
✅ Investment Growth – Keep your money invested for potential returns
✅ Inheritance Benefits – Remaining funds pass to your beneficiaries
Best for: Retirees who prefer flexibility and investment growth potential.
💡 Need help choosing? Let us guide you to the best annuity for your needs!
Preservation Funds (For Retirement Savings Transfers)
Leaving your job? A Preservation Fund helps you protect your retirement savings instead of cashing them out, ensuring long-term financial security.
Why Choose a Preservation Fund?
✅ Keep Your Savings Intact – Avoid spending your retirement funds early
✅ Tax-Free Growth – Your investment continues to grow without tax deductions
✅ Partial Withdrawal Option – Access a portion of your funds before retirement if needed
🔍 Secure your future—keep your retirement savings growing!